How to pay for your purchase

ShopBack offers various ways to pay - both online and in-store - to suit your needs and preferences. When shopping online, pay using your usual credit or debit card. 

At physical stores that display the ShopBack Spark logo, you can use ShopBack Pay to pay for your purchases and earn rewards. 

Some of our partner stores (both online and in-store) also offer ShopBack PayLater, a buy now pay later service that lets you split your bill into monthly instalments. 

Overview of different payment methods

For online purchases

For online purchases, the way we track your purchase is when you “activate” the visit from ShopBack (app, website or browser extension). How to pay depends on what options the online store provides. If you have a big purchase, ShopBack PayLater is also available at some of the stores we partner with.

  1. Begin your shopping journey with ShopBack.
  2. Head to the store’s page and continue shopping as you normally would.

    When you’re ready to head to checkout, pay using the store’s checkout screen. If PayLater is available, you’ll see it as an option. As long as you’ve reached the checkout page via ShopBack, you can freely choose your payment method.

How to pay in-store

Using ShopBack payment methods to pay in physical stores enables us to track your purchase and award Cashback. We offer ShopBack Pay, an effortless way to make cashless QR payments so you can still reap the benefits of ShopBack even when shopping offline. We’ll also track transactions made with payment methods linked to your ShopBack account.

ShopBack PayLater

All you need is your phone and the ShopBack app to use ShopBack PayLater.

  1. Tap Scan & Pay at ShopBack-friendly stores.
  2. Scan the ShopBack QR code and pay.
  3. Enjoy the rewards.

Using Cashback to pay

When you use ShopBack PayLater, you can also use available Cashback to offset the total amount - including when you buy Vouchers.

How to pay with Vouchers

You can also pay for your purchase with ShopBack Vouchers. For more information on how to buy and pay with Vouchers, check out our Guide to Vouchers.

Helpful resources

If you need further information regarding payment, these articles might come in handy:


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